Virtual Bankruptcy Assistants are skilled professionals who prepare bankruptcy petitions under the new BAPCPA Act of 2005 and under the direct supervision of Consumer Bankruptcy Attorneys.

VBA's are prepared with their own licensed bankruptcy software. In most cases, the preferred bankruptcy software is "BEST CASE SOLUTIONS" or "EZFILING".  Whichever is commonly used in your law firm,  Additionally, they provide their own equipment; i.e., password protected laptop, DSL Connection and any other required equipment and supplies.

The goal of the Virtual Bankruptcy Assistant is to provide a service where the attorney does not pay for lost time due to unforeseen circumstances.

We are here, not to take away from your staff; but to reinforce it.

Additionally, they have been instrumental in assisting Consumer Bankruptcy Attorneys successfully set up their Bankruptcy Law Firm.  We get to know you and your business and contribute proactively.

The assignments are done as an ongoing collaborative basis or "per petition".

Also, they're invaluable to the attorney who needs a Bankruptcy Assistant "on call". The Virtual Bankruptcy Assistant is available at a moments notice.

VBA's will assist your client with the Client Intake procedure.  Once the information from your client is completed, the petition preparation can begin. The VBA will require copies of the necesssary documents; which in most cases, will only require copies of pay stubs and the Client Intake Forms.

The VBA will conduct the Client interview, receive copies of necessary documentation and complete the petition at their *Secure Small Office/Home Office.  You will always know where and how to contact your VBA.

As Executive Director of the American Association of Virtual Bankruptcy Assistants, Vikki has made every effort to confirm that each VBA listed on the AAVBA website has a verified address, contact numbers, business website, email address, and background certification.  In some cases, VBA's also possess a Typing Certificate.

Please check with the VBA you are contracting. They are Independent Contractors, who run fully committed, legitimate businesses and as such, have their individual Service Agreements.

But rest assured, you are contracting with a professional.  Most VBA's have 5-15 years experience in the Corporate environment.  As such, they are experienced in real life situations and work well under pressure.

Vikki Watanabe, VBA
Executive Director, American Association of Virtual Bankruptcy Assistants (AAVBA)